Limits and fees

Your card comes with 6 free ATM withdrawals per calendar month. See our full fee schedule below.

  • Business Account* opening - Free

  • SumUp Mastercard* - Free

  • Card Purchase (online, in-store, Apple Pay, Google Pay) - $2,500 per transaction

  • ACH Daily Debit Transfer Limit - 5 tx/month at $1,000 per day

  • Monthly Fee - $0

  • Overdraft Fee - $0

  • Minimum Balance - $0

  • Max ATM Withdrawal Amount - $500/day

  • ATM Withdrawal Limit - 6 tx/month

  • Wire Transfer (National Only) - 1 free/month, $20 after org level - $10,000/day

  • Check Issue - $2,500/check

  • Mobile Check Deposit - Org level limits: check deposit/day - $10,000 and check deposit/month - $50,000

*SumUp is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC.

Conditions and exceptions apply — see Deposit Account Agreement. Other fees may apply, see fee schedule above for more information.

The SumUp Mastercard® Debit Card is issued by Piermont Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Spend everywhere Mastercard® debit cards are accepted.

Next-day payouts are only available when used alongside your SumUp merchant account.